Privacy Policy

Welcome toOneMAI! Your privacy is our priority. This Privacy Policy explains how we collect, use, and safeguard your personal information when you use our services. By accessing www.onemai.app (the "Website") or using our platform, you consent to the practices outlined in this policy. If you disagree with any part of this Privacy Policy, please discontinue use of our services

Effective Date: February 8, 2025
Last Updated: February 8, 2025

1. Who We Are

OneMAI operates as a digital community-based financial platform, providing secure and transparent financial services. Our registered office is in Portugal, and we comply with the European Union’s General Data Protection Regulation (GDPR) and local Portuguese data protection laws. For inquiries, you can contact us at: 📧 Email: contact@onemai.app

2. Information We Collect

We collect various types of information to enhance your experience and ensure the security of our platform:

Personal Information:

• ● Name, email address, phone number
• ● Nationality, identification documents (if required for verification)
• ● Banking details (for transactions and security purposes)

Usage Data:

• ● Device information (IP address, browser type, operating system)
• ● Interaction history (pages visited, time spent on the platform)
• ● Log-in timestamps and preferences

Third-Party Integrations:

If you register using Google, Facebook, LinkedIn, Whatsapp or Twitter, we may collect basic details linked to these accounts.

3. How We Use Your Data

Your data enables us to provide seamless financial services and ensure platform security. Specifically, we use it to:

Your Rights

You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services.

• ● Facilitate transactions and community fund management
• ● Verify user identity and prevent fraud
• ● Improve platform functionality and user experience
• ● Communicate important updates, offers, or security alerts
• ● Analyze platform performance and user engagement

We do not sell your personal information to third parties.

4. Data Security & Retention

We prioritize data security through encryption, access control, and fraud prevention systems. Your information is stored securely and retained only as long as necessary for regulatory compliance and service improvement.

5. Sharing Your Information

To provide seamless services, we may share limited data with:.

• ● Banking & Financial Partners – for secure transaction processing
• ● Regulatory Authorities – if required by law
• ● Third-Party Service Providers – for analytics, fraud detection, or cloud storage

All third parties handling your data are GDPR-compliant and bound by strict confidentiality agreements.

6. Your Rights & Control Over Data

As a user, you have rights over your personal information, including:

• ✅ Access & Correction: Request access or modification of your stored data.
• ✅ Data Deletion: Request removal of your account and data.
• ✅ Opt-Out Options: Unsubscribe from marketing communications at any time.

To exercise these rights, email contact@onemai.app.

7. Use of Cookies & Tracking

We use cookies to enhance user experience, personalize content, and analyze platform traffic. You can disable cookies via your browser settings, but certain features may be affected.

8. Policy Updates

We may update this Privacy Policy periodically. Users will be notified of significant changes via email or on our website. Stay informed: Check back regularly to review any updates. For any privacy-related concerns, reach out to contact@onemai.app.

Contact Us

If you have any questions about how we handle user data and personal information, feel free to contact us.

This policy is effective as of 1 January 2025.